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Economy & everyday life

Pix Automático: a new rhythm for everyday bills

Launched in June 2025, recurring payments are the next chapter in Brazil’s Pix story, from utility bills to subscriptions.

From one-off transfers to recurring payments

Pix Automático launched on 16 June 2025, adding recurring payments to Brazil’s instant-payment system. The Central Bank describes uses such as utility bills, school fees, gym memberships, and streaming subscriptions.

Instead of initiating each payment separately, the customer authorises the arrangement and payments can then take place on the scheduled dates.

Source: Central Bank — Pix Automático launch date

The customer still has controls

The Central Bank’s guidance says users can set a maximum amount for a charge, manage their authorisations, and cancel them. The service is free for payers, although businesses receiving payments may be charged by their provider.

Those controls are worth exploring in the banking app before approving a recurring arrangement.

A small detail in a bigger move

For a newcomer, settling in involves ordinary routines as much as big decisions. Knowing how local payment systems work can make those routines feel less unfamiliar.

Pix Automático is an interesting example of that everyday infrastructure evolving: the innovation is not a new currency, but another way to organise payments through an existing system.

Source: Central Bank — how Pix Automático works